All Guide to borrowing supplement articles

  • City of London
    Insight

    What does the end of LIBOR mean for CRE finance?

    2019-10-09T00:00:00Z

    UK policymakers are clearly determined to move financial markets off the London Inter-Bank Offered Rate (LIBOR), used by the floating rate loans that dominate the UK CRE financing market.

  • Houses
    Insight

    How do you present a lending opportunity correctly?

    2019-10-09T00:00:00Z

    Presenting lending opportunities can sometimes be challenging as it varies between funders as to what information is required at the initial enquiry stage. 

  • Apex - Marion Court
    Insight

    How is public funding changing?

    2019-10-09T00:00:00Z

    Public sector funding in the residential real estate development market has significantly increased in recent years. At a national level, Homes England has led the charge alongside regional bodies such as the Greater London Authority (GLA). This demonstrates government’s drive to facilitate housing delivery.

  • Emma Huepfl
    Insight

    Q&A: Emma Huepfl on chairing CREFC Europe

    2019-10-09T00:00:00Z

    The new chair of the real estate finance body outlines her goals for the organisation to Guy Montague-Jones

  • Finance generic
    News

    A beginner’s guide to borrowing

    2019-10-09T00:00:00Z

    Frances Ivens outlines the key steps novice borrowers should take to get the best debt deal in an uncertain political and economic climate

  • Investing Money
    Insight

    How to hedge against interest rate risk

    2019-10-09T00:00:00Z

    Guy Montague-Jones runs through the hedging process and outlines the potential pitfalls to avoid along the way

  • Business adviser analysing figures
    Insight

    Meet the matchmakers of real estate finance

    2019-03-08T00:00:00Z

    Filling a gap that has emerged since the financial crisis, debt advisers aim to find the best deal from a growing pool of lenders. Guy Montague-Jones and Frances Ivens profile some of the market’s leading players

  • Angel Gardens Manchester
    Insight

    How to secure debt for new sectors

    2019-03-08T00:00:00Z

    Despite all the Brexit uncertainties, the fundamentals of UK residential remain: plentiful rental demand; favourable demographics; and consumers wanting ‘everything as a service’. Institutional interest in the sector is strong. Last year, we secured a partnership with Harrison Street and NFU Mutual to help fund the 6,500-apartment build-to-rent (BTR) pipeline ...

  • Guy Montague-Jones
    Insight

    Guide to Borrowing: navigating the world of real estate finance

    2019-03-08T00:00:00Z

    Today’s debt market is pretty healthy. Developers and investors have a broad range of lenders to choose from and, so far, there is no sign of a return to the reckless practices that caused so much havoc a decade ago.

  • Investing Money
    Insight

    Pick-up in CMBS activity proves to be short-Lived

    2019-03-08T00:00:00Z

    CMBS issuance increased sharply at the beginning of last year, but activity fell away in the second half of the year and has yet to recover in 2019 as new regulations and a shift in pricing cool the market. 

  • Bank of england
    Insight

    Should investors be looking at hedging strategies?

    2019-03-07T00:00:00Z

    Since the financial crisis, central banks have used their monetary policy arsenal to artificially lower interest rates. This has supported asset prices, including real estate values, and provided stakeholders with the opportunity to clean up their balance sheets. The Bank of England (BoE) is no different, driving interest rates to ...

  • St Edmunds UK small old shop displaying vintage clothes
    Insight

    Five key challenges facing borrowers

    2019-03-07T00:00:00Z

    Ten years after the crash, the debt market is now considered healthy but some types of properties are still proving difficult to finance. Industry experts tell Guy Montague-Jones about the remaining problem areas

  • Southampton harbour hotel
    Insight

    Partnership approach ensures growth of non-bank lenders

    2019-03-07T00:00:00Z

    Banks’ reluctance to lend in the wake of the crash left a funding gap that others not only filled but excelled at

  • Shoppers
    Insight

    How is increased competition affecting lenders?

    2019-03-07T00:00:00Z

    The global real estate investment market remains highly liquid. We saw record investment volumes of €312bn (£271bn) into Europe in 2018 and the highest levels of investment into central London since 2014 with capital coming from right across the globe. CBRE estimates there is about £34bn of global equity looking ...