My three hopes are that we: retain a focus on providing more affordable housing as the political environment heats up; see more grant per property to allow us to provide more homes for social rent; and don’t let the next generation down by the decisions we make in 2019.

Geeta Nanda

I think the market will slow down, as will the provision of housing unless there is significant government intervention.

Post Grenfell, there will rightly be more focus on safety and compliance, and increased investment in existing housing stock. The downside is that this will reduce housing associations’ margins and could affect their ability to borrow – and therefore to deliver more homes.

Resolution: To always look for the opportunity in every situation and seize it – and to remain positive for the people we house.

Geeta Nanda, chief executive at Metropolitan Thames Valley

2019 forecasts: what lies ahead