My hope is we see signs of stability. Smoother waters and clarity in 2019 would be warmly welcomed.

Guy Harrington Glenhawk

We received more than £500m worth of enquiries this year so there is no sign of the market slowing down. We have also noticed a significant shift in banks wanting to move away from direct lending and deploy their capital through alternative lenders so I expect to see further growth and investment from both national and international investors.

Resolution: Professionally it would be to capitalise on the success we had in 2018 and continue to grow Glenhawk’s market share in the short-term finance sector, as well as looking at lending opportunities that are complementary within the real estate arena. Personally, it is to order fewer Deliveroos!

Guy Harrington, chief executive at Glenhawk

2019 forecasts: what lies ahead