Stuart Buchanan
- News
Interest rate cuts and new lenders make best conditions since 2008
This is the most positive lending environment I have seen since 2008. Some of the mainstream banks are looking for new lending business and all have large credit targets for this year.
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Active lenders still seek new business as swap rates fall to historic lows
Development finance appears to be slowly making a comeback: at least 12 lenders are now providing facilities for schemes in the £1m-to-£5m range.
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Banks’ shrinking loan books fuel refinancing activity
The second quarter of the year brought further activity from the property lenders who had been in the market during the previous quarter, and all of them continued to look for new business.
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It’s steady as she goes for those who can find finance
Perhaps the most positive news for property investors during the first quarter of this year was the introduction of the Government Loan Guarantee Scheme, which will reduce interest costs for investment loans.
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Plenty of refinancing business for lenders still willing to bite
The lending market at the end of last year became a little tougher.
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Raft of new lenders puts wind in investors’ sails
Encouragingly, several new lenders came into the market during the third quarter of the year.
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Investors will feel the squeeze as loan market tightens
The second quarter of 2011 brought several changes from the first. One of the most significant shifts is the number of property investors trying to refinance existing loans that are not being renewed by their lenders.
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Six refinancings that prove there is life in lending
Since the beginning of the year, property lending conditions – apart from some increases in pricing – appear to have stabilised
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Banks have a new notion of serviceable loans
If you want an idea of what is happening at the coalface of the property market, examining how auction purchases are being financed is a good place to start