All Finance comment articles

  • Business rates,

    Business rates system is rotten apple


    Editor: When rateable values were last updated in 2017, the apple was the UK’s favourite fruit. It now barely features in the top 10 – a sign that a lot has changed in three years .

  • Hotel key in door

    Hotel sector favours the brave


    Hotels have had a tough year. This was brought home in September with the news that the 478-room Hilton Times Square in New York would not be reopening, alongside several other Manhattan hotels. Closer to home, the Ace Hotel in Shoreditch announced that its doors would stay shut.

  • Life science lab

    Tail no longer wagging the dog


    Five years ago, we were stonewalled on our ‘sell retail’ theme, but after intu’s collapse and Hammerson’s £525m rights issue, it’s now a trade the shoeshine boy knows about.

  • John Lewis Oxford street 2020

    Time to restore trust in valuers


    In July, the Financial Reporting Council (FRC) directed four big accountants to set apart their audit arms by 2024.

  • Mortgage

    We can’t ignore negative equity risk


    Editor: The prime minister’s announcement of 95% LTV mortgages for first-time buyers at the virtual Conservative conference last Tuesday will undoubtedly support first-time buyers in accessing the property market, while simultaneously inflating property prices .

  • Finance generic

    Alternative lenders seize the day


    Since the Covid-19 crisis hit, the case for alternative finance has become increasingly compelling.

  • Finance generic

    Time-poor, tech-savvy investors turn to P2P property lending


    Peer-to-peer (P2P) property lending emerged in the aftermath of the global financial crisis with a pledge to democratise investing and enable retail investors to get access to, and invest in, a wide range of alternative financial product such as loans to SME property developers.

  • Investment

    Deep impact: a guide to real estate impact investing


    Impact investing means generating a purposeful, measurable, social or environmental benefit alongside a financial return.

  • Woman by window domestic abuse

    Investment can be force for good


    September always brings a sense of going back to work and starting a new year with the lessons of the old.

  • Rates valuations

    More action is required on business rates relief


    Editor: Some businesses can breathe a little easier following last week’s Budget. As Property Week  reported, the chancellor announced that any eligible retail, leisure or hospitality business with a rateable value of less than £51,000 will pay no business rates this year .

  • Rishi Sunak

    Budget measures must help everyone


    Editor: Extra business rates relief measures announced by the chancellor this week, added to those in the Budget, should go far in helping the retail and leisure sector through the worst of the current coronavirus crisis .

  • Charter Court

    M&A time for specialist lenders


    The recent CharterCourt and OneSavingsBank merger, and Foresight Group’s acquisition of Signature Private Finance, may be a sign of things to come in the specialist finance market.

  • Budget

    What can the property industry expect from this week’s Budget?


    In its 2019 election manifesto, the Conservative Party committed to a fundamental review of the business rates system. 

  • West end

    West End set to remain a long-term choice for investors


    The 2016 EU referendum had a huge impact on investment coming into the UK. 

  • Finance generic

    Firesales: alternative lenders should step in


    Editor: There were claims last week that Hammerson could be forced into a firesale after it reported slashing £800m from the value of its portfolio. Rival intu is also reported to be at risk if it fails to raise fresh equity to pay down its £4.7bn debt pile .

  • Impact investing

    Impact investing: let’s get to work


    It is safe to say that social impact was not a priority for the financial industry when I established Patron Capital with my partners 20 years ago. 

  • Warehouse tech

    The changing face of I&L


    The industrial sector has transformed itself over the past five years, and the most important driver is the change in consumer behaviour and consequent growth in online commerce. The old model of delivering goods is simply not fit for purpose anymore – and 10 years from now, the new model ...

  • WeWork

    Tech must go direct to end user


    In the third quarter of last year, global venture investments into proptech reached $24.6bn, surpassing the most optimistic estimates for the year and putting the industry on track to comfortably exceed the $30bn full-year mark.

  • Guy Montague-Jones

    Is Emerald Isle losing its lustre?


    When Green REIT put itself up for sale last April, a leading REIT chief executive told me, somewhat euphemistically, that it was “a sign”.

  • London finance generic

    The latest twists in my sobriety


    So Brexit is oven ready , but what will it taste like? REITs rebounded 30% at the end of last year on the Conservatives’ election victory, twice the rise in the equity market. We issued our 2020 Outlook note memorandum ‘Re-selling the Dodo REITs’ and view the recent rebound in ...